Thursday, August 19, 2010

iPhone and Android Banking Apps You Should Know About

Smartphone Applications are all the rage These Days. There are So Many available Almost That it's a sin NOT TO take advantage of at least that many a few. If you like the idea of making your banking transactions from your phone, you Might Consider downloading some of the latest, greatest smartphone bank iPhone or Android applications.
We've complied a list of the latest and greatest, along with some less popular reviews. How does the bank's app you stack up? Check Them out and find out!

Android and iPhone Banking Apps
Android Apps
USAA
USAA Mobile offers an Android app with accident assistance, check deposits, a loan calculator and more. Most reviewers of this android app agree that it is a must-have and one that other banks could learn a lot from.
Wells Fargo
The Wells Fargo Android Mobile app offers tons of features including the ability to view bank accounts, paying bills, transferring funds and more. Some users do complain the app doesn't offer access to Wachovia accounts.
iPhone Apps
Arvest
Arvest Mobile Banking allows you to access your checkingsavings andmoney market accounts, view your account balances, as well as make bill payments and transfer funds between your accounts.
BB&T
BB&T customers can take advantage of the BB&T Mobile Banking app if they want to pay bills, transfer money, check available balances, find ATMs or contact customer service. Customers seem to enjoy its ease of use and privacy features.
Bank of America
Many customers love Bank of America Mobile Banking because they can perform the basics (pay bills, transfer funds) while enjoying a clean, streamlined interface and an easy-to-use, built-in ATM locator. However, as a potential app user, you should know Mobile Banking is only available to Online Banking enrollees and is not available to customers living in Washington and Idaho.
Chase
The Chase iPhone and iPod app allows users to see their account balances, pay bills and credit cards, transfer money between their accounts, send wire transfers and even make deposits using your phone's camera. While overall the app gets good reviews, some customers have complained about login issues on both the iPhone and mobile site.
Citi
If you're a Citi customer, you might enjoy Citi Mobile, which allows you to manage both your bank accounts (pay bills, see recent activity, view account balances and transfer money) and your credit cards (view balances, check credit line, track rewards and more).
First Tennessee
While First Tennessee locations are only found in six states, online accounts and Mobile Banking can be accessed from just about anywhere. The benefits of the Mobile Banking app include transferring funds, viewing recent transactions and locating ATMs and checking account balances.
Golden 1
Golden 1 Credit Union is located in California and available to residents of 25 counties. However, those living in the area who are Online Banking members can also take advantage of the Mobile Banking app. Customers who have reviewed the app love the ease of transferring funds, paying bills and even seeing copies of checks.
IBC
IBC Mobile is an iPhone app with a lot of features, but the standouts include the ability to check balances, pay bills, make transfers and find branch or ATM locations.
ING Direct
The ING Direct mobile app allows customers to make Person2Person payments, transfer money, check balances and more from their iPhone, iPad or iPod Touch. While customers have given it good reviews, some wish for extra features like check deposits and an ATM locator with GPS functionality.
J.P. Morgan
The J.P. Morgan Mobile is available for J.P. Morgan Private Banking clients and is offered through iPad, iPhone and iPod Touch. Some features include bill and credit card pay, wire transfers, fund transfers, ATM and branch locators,investment and margin account positions, account balances and transaction history.
PNC Bank
A few major features of the PNC Mobile Banking app include viewing transactions, checking balances, paying bills and transferring funds. However, many customers have complained that even though PNC and National City have merged, National City account holders don't have access to the mobile banking app.
SunTrust
The SunTrust Mobile Banking app offers a lot of features, including account history, fund transfer, bill pay and account balance. Unfortunately, this app hasn't received rave reviews from customers due to a lack of functionality and compatibility with the iPod Touch.
USAA
The USAA Mobile app is unique in that it offers special features like a loan calculator, accident assistance and an option to manage finances, along with depositing checks and making transfers. Many customers and reviewers seem to agree that this smartphone app is top-of-the-line.
U.S. Bank
As a U.S. Bank customer, you could take advantage of the U.S. Bank Mobile Wallet, which offers features like fund transfers, rewards information, transaction history and the ability to view current offers from the bank. While some users love this app, some have complained of the inability to use it with the iPod Touch and pay bills.
Wells Fargo
Wells Fargo Mobile offers some great features for its customers, including the ability to view account activity, pay bills, transfer funds and find ATMS in one click from the iPhone, iPod Touch or iPad. However, beware of some customer complaints that it's impossible to access Wachovia accounts.

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